PRIVACY POLICY FOR TAX PREPARATION SERVICES​

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Peak Refund Tax Professionals (“we,” “our,” or “us”) is committed to protecting the confidentiality and security of our clients’ personal and financial information. This Privacy Policy explains how we collect, use, protect, and disclose information in connection with tax preparation services.

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1. Information We Collect

 

 

In order to prepare tax returns and provide related services, we may collect non-public personal information, including but not limited to:

 

• Name, address, phone number, and email address

• Social Security numbers, taxpayer identification numbers, and dates of birth

• Income information, tax documents, and financial records

• Banking information for refund or payment processing

• Any other information provided by the client necessary for tax preparation

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2. How We Use Information

 

 

Client information is used solely to:

 

• Prepare and file federal, state, and local tax returns

• Verify identity and comply with legal requirements

• Communicate with clients regarding their tax matters

• Process authorized payments or refunds

• Maintain required records under federal and state law

 

 

We do not sell, rent, or trade client information.

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3. Information Sharing & Disclosure

 

 

We may disclose client information only when:

 

• Authorized by the client

• Required by law, regulation, or court order

• Necessary to file tax returns with taxing authorities

• Required to comply with IRS or state regulatory requirements

 

 

We do not disclose information to third parties for marketing purposes.

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4. Safeguarding Client Information

 

 

We maintain physical, electronic, and procedural safeguards designed to protect client data, including:

 

• Secure document storage

• Restricted access to sensitive information

• Password-protected systems and devices

• Encryption and secure transmission methods when available

 

 

Access to client information is limited to authorized personnel only.

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5. Client Responsibilities

 

 

Clients are responsible for:

 

• Providing accurate information

• Protecting their own login credentials or portal access

• Notifying us immediately of suspected unauthorized access

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6. Retention of Records

 

 

Client records are retained for the period required by applicable federal and state laws and may be securely destroyed after that period.

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7. State Privacy Rights (Multi-State Disclosure)

 

 

Depending on your state of residence, you may have rights regarding access to or correction of your personal information. Requests may be submitted in writing and will be addressed in accordance with applicable law.

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8. No Guarantee of Security

 

 

While we take reasonable precautions to protect client information, no system can be guaranteed to be 100% secure. Clients acknowledge and accept this risk when providing information electronically.

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9. Changes to This Privacy Policy

 

 

We reserve the right to update this Privacy Policy as laws or business practices change. Updates will be posted or provided upon request.

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10. Contact Information

 

 

For questions regarding this Privacy Policy or the handling of your information, please contact:

 

Peak Refund Tax Professionals

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PeakRefundTaxProfessionals@Gmail.com

360-947-0466

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MULTI-STATE TERMS & CONDITIONS FOR TAX PREPARATION SERVICES

 

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These Terms & Conditions (“Agreement”) govern tax preparation services provided by Peak Refund Tax Professionals (“Preparer”) to the individual or entity that checks the acceptance box (“Client”), regardless of state of residence.

 

By checking the acceptance box, the Client agrees to all terms below.

 

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1. Scope of Services

 

 

Peak Refund Tax Professionals will prepare federal and applicable state income tax return(s) based solely on information and documentation provided by the Client. This engagement does not include tax planning, bookkeeping, or legal advice unless separately agreed to in writing.

 

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2. Fees, Minimum Fee & Contingent Fee Disclosure (Circular 230 §10.27)

 

 

 

Minimum Preparation Fee

 

 

The Client agrees that a minimum preparation fee of $295 applies to all tax preparation services, regardless of refund amount, tax liability, or outcome.

 

 

 

Contingent Fee Disclosure

 

 

In accordance with Circular 230 regulations enforced by the Internal Revenue Service, the Client acknowledges and agrees that:

 

• The preparation fee is performance-based and contingent upon the identification and proper application of lawful tax credits, deductions, and adjustments the Client qualifies for under applicable tax law.

• The fee shall equal 40% of the net increase in the Client’s refund or reduction in tax liability, calculated by comparing the Client’s initial estimated tax outcome (as provided by the Client, prior preparer, or prior software output) to the final prepared return.

• The total preparation fee shall be the greater of:

   

  • the $295 minimum fee, or

  • the contingent fee calculated above.

   

• Penalties, interest, and unsupported or disallowed positions are excluded from the fee calculation.

• All tax positions must be accurate, substantiated, and compliant with the Internal Revenue Code and applicable regulations.

• No refund, credit, or tax outcome is guaranteed.

 

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3. Initial Estimate Baseline

 

 

The Client understands that the “initial estimated tax outcome” used for comparison purposes may be based on:

 

• Client-provided estimates

• Prior preparer calculations

• Prior tax software outputs

 

 

This estimate is used solely as a reference point and does not represent a guaranteed result.

 

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4. No Guarantee of Results

 

 

Tax outcomes depend on individual facts, documentation, and applicable tax law. The Preparer does not guarantee:

 

• A specific refund amount

• A reduction in tax liability

• Acceptance of any tax position by federal or state taxing authorities

 

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5. Compliance & Due Diligence

 

 

The Preparer will not prepare or file any return that includes:

 

• Positions lacking reasonable basis

• Inaccurate or unsubstantiated claims

• Information known or reasonably suspected to be false

 

 

The Preparer reserves the right to decline or withdraw from an engagement if compliance standards cannot be met.

 

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6. State-Specific Disclosures (Multi-State Use)

 

 

The Client understands that:

 

• State tax laws, credits, deductions, and refund programs vary by jurisdiction.

• Eligibility for state-specific benefits is determined strictly by the laws of the applicable state.

• No state refund, surplus credit, or tax benefit is guaranteed.

 

 

7. Client Responsibilities

 

 

The Client agrees to:

 

• Provide complete, accurate, and truthful information

• Maintain documentation supporting all income, credits, and deductions​

• Retain copies of filed returns and supporting records

 

 

The Client understands they are ultimately responsible for the contents of their tax return.

 

8. Payment Authorization

 

 

The Client authorizes payment of preparation fees through:

 

• Refund disbursement (when available and permitted), or

• Direct payment methods approved by the Preparer

 

 

The Client understands that tax refunds are issued by taxing authorities, not the Preparer.

 

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9. Limitation of Liability

 

 

To the fullest extent permitted by law, the Preparer’s liability is limited to the amount of the preparation fee paid for the applicable return. The Preparer is not responsible for penalties, interest, or additional tax resulting from incomplete, inaccurate, or late information provided by the Client.

 

 

 

10. Governing Law

 

 

This Agreement shall be governed by the laws of the state in which the Preparer’s principal place of business is located, unless otherwise required by law.

 

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11. Acceptance & Acknowledgment

 

 

By checking the acceptance box or signing electronically, the Client confirms that they:

 

• Have read and understand this Agreement

• Understand the $295 minimum fee and contingent fee structure

• Acknowledge that no tax outcome is guaranteed